I want you to know that I am not simply in the business of real estate, but in helping families fulfill their dreams! In this day and age we just want no hassle information without a sales pitch or hidden strings. How can I be of service?
When buying a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home can be fun & exciting, and obtaining a mortgage loan can simplified with the assistance of a professional mortgage broker. Once you have determined that you are ready to move forward with the rewards are unquestionable. While at your side each step of the way, I will make the process of purchasing your home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own.
I will help you prepare so sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
Your First StepYour first step to buying a home is to first ask yourself why
you want to buy a home.
Information for Buyers
Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must have" from the "want to have." Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment).
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. There are many mortgage options and mortgage lenders so it is important to compare and shop around for what is right for you. (Remember that mortgage rates are only part of the story, there are also various fees that lenders may charge.)
Select a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for their clients.
Information on using RRSPs for the Down Payment on your new home (Home Buyers Plan - HBP) can be used by First time buyers & for buying a home for a related person with a disability.
Finding The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLX) Multiple Listing Service system to locate them.
Click here to have searches sent directly to you that match your criteria
As a value added service to my clients you can now configure, edit and save searches and bookmark your favorites using my Virtual Office. If you like the features you can go to my Featured listing page and use the clients and members only link. After creating you search enter your e-mail address and any new listings for your search criteria will be automatically sent to you and if you like them you can save them to your favourites.
My website has the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications.
I Will Help You Every Step Of The Way
I will help you with a legally enforceable contract and negotiate the best possible deal for you. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
Some of your Questions answered
People often ask why should they use a realtor and my answer is that you have a professional on your side who is experienced in Buying and Selling Real Estate.
There are many factors that are involved in purchasing your home:
Knowledge of the real estate market and conditions
Knowledge of all the processes involved in purchasing Real Estate
Network of Professionals and Specialists available to clients
Knowledge of local areas, recent sales and comparative market analysis
Checklist to help you with all the little details involved in purchasing
Help you with your specific needs and making sure each step is followed to make your purchase as stress free as possible.
My website is set-up so you can browse listings and save them to your favorites when it is convenient for you.
Access to New listings as they are entered into the MLS system
Why hire a professional exactly for that reason ? Realtors are professionals who have had training and experience that they can use to help you find your new home.
I am dedicated to your needs and want to make the process of buying your home a fun experience. I will be with you each step of the way. Helping you with the decisions and arranging for a hassle free experience.